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Dental Insurance Plans Tailored For Your Needs

Find the best dental insurance plan within your area.
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Dental Insurance: What To Expect?

Routine Dental Care

Save Big on some of the routine dental work, such as oral exams, fillings, X-rays, crowns, cleanings, etc.

Preventative Coverage

Taking care of your dental needs today may prevent you from more costly issues later on. BenaVest always has solutions

Affordable Dental Plan

Oral health for you and your family doesn’t have to be costly. Find plans as low as $10.95/month.

Quotes on All Plan Options and Carriers are Available

Get Quotes from all of the Best Carriers and Best Priced Plans in 5 Minutes! If you have question on plan options you may speak or chat with a State Licensed Agent any time.

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Dental Insurance Key Benefits

HMO Dental Plans

An HMO gives you access to certain Dentist within its network. A network is made up of providers that have agreed to lower their rates for plan members and also meet quality standards. Care is covered only if you see a provider within that HMO’s network.

PPO Dental Plans

PPO plans provide more flexibility when picking a Dentist. They also feature a network of providers, but there are fewer restrictions on seeing non-network providers. In addition, your PPO insurance will pay if you see a non-network provider, although it may be at a lower rate.

Discount Dental Plans

Dental discount plans are very different from dental insurance. In fact, the first thing buyers need to be aware of is that dental discount plans are not dental insurance. These plans are more like buying a club membership. One positive is that these plans are typically much lower in price.

Compare The Difference In Dental Insurance Plans

PPO
Most Expensive Dental plan
Open Network
Fewer limitations: Not required to visit in-network dentists but PPO in-network dentists will have the lowest out-of-pocket costs.
Pros
Usually More Coverage Than HMO
Usually Free Cleanings and X-rays
Cons
Highest Monthly Payments
May Pay Copays
May Have a Deductible
Max Set For Benefits Paid On Your Behalf
Argus HMO
Preferred Affordable Dental Plan
Large Network
Premier dental and vision benefits organization dedicated to providing affordable rates, quality coverage, and superior customer care to individuals and families
Pros
No waiting periods
No charge for most preventive services
First of the month effective dates
Guaranteed acceptance
No deductibles, annual maximums, pre-existing exclusions, or claims forms
Cons
In-network coverage only; but may receive discounts outside of the network
Discount Dental Plans
Most Popular Dental Discount Plan
Large Network of Dentist
100,000 Dental Access Points
Pros
Usually Lowest Monthly Cost
See Specialist Without a Referral
No Wait time on Major OR Minor Services
No Max on Benefits Usage
Orthodontics Included
Cons
Usually a Fee for Cleanings & X-rays
Not an Open Network

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