Why Choose Benavest as your FMO?
More Carriers. More Support. More Growth with BenaVest
Choose BenaVest as your FMO for access to top commissions, multiple carrier options, live leads, and agent-focused growth tools. As a national leading agency, BenaVest provides training, contracting support, marketing resources, and agency-building opportunities designed to help agents scale and increase production.
What Sets Us Apart
Founded in 2011, BenaVest is a top-rated Field Marketing Organization (FMO) and General Agency (GA) specializing in ACA health insurance, life insurance, and supplemental benefits.
Being an independent agency, we are not captive to any single carrier. That means we can offer clients and agents access to top-rated carriers & plans across the country. Benavest is a national, licensed insurance agency built on decades of experience. We help individuals, families, employers, and agents with health, life, supplemental, and retirement planning – offering more choice, more support, and more opportunity.
Agent‑Focused Growth Tools & Support
Insure University: Our dedicated agent platform with training, compliance, product education, contracting support, and more.
Our Live Leads Program is made for eligible agents (appointed with major carriers through Benavest) who can benefit from live leads, a dedicated business phone line, and commission incentives.
Agency Builder & Sub‑Agency Opportunities
Earn above standard “street” rates, plus override commissions on downlines as you grow your team.
Deep Experience & Trusted Reputation
With over 60 years of combined experience, we’ve helped thousands of clients find the right ACA / Medicare / Health insurance plans that fit their needs.
Recognized for Quality
For many years, we’ve earned the Marketplace Circle of Champions Award for excellence in ACA enrollment.
Top ACA Carriers We Partner With
Our specialties span Health, Life, Group, Medicare, Retirement, Supplemental, Dental, and Vision — so no matter what coverage you or your clients need, we’ve got options.
Competitive Commissions & Fair Payment Terms
We offer top‑level commission rates with carriers like Cigna, Alliant Health, UnitedHealthcare, and more.
Flexible payment with monthly payouts, direct deposit or check, and transparent commission schedules.
Corporate Benefit Solutions
Our services extend beyond individuals — we support small, medium, and larger businesses with group health insurance, benefit administration, compliance, payroll & HR tools, cafeteria plans, and employee communications.
We provide complimentary services for employers, such as group health admin, HR support, compliance consultations, data management, etc.
With our Agency Builder & Sub‑Agency Opportunities, earn above standard “street” rates, plus override commissions on downlines as you grow your team.
How Agents Benefit Working With Us
- Smooth contracting with multiple top carriers.
- Access to lead and marketing tools in English and Spanish: landing pages, flyers, email/social templates, co‑op marketing dollars.
- Education & training to stay up to date.
- The ability to grow — build an agency, recruit others, earn overrides.
- AI automation tools.
