What Is Medicare And Who Is Eligible?

What Is Medicare And Who Is Eligible?

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Written by: Benavest

BenaVest is an Insurance Agency dedicated to providing knowledge, services of Insurances like Health, Life, and Retirement. We want dedicate our time to bringing you the best services possible.


May 18, 2021

What Is Medicare?

Medicare is a federal insurance program made for people who are 65 years of age or older, certain younger people with disabilities or people with permanent kidney failure who require a dialysis or transplant.


Who Is Eligible For Medicare?

Although medicare caters to people that are 65 years or older medicare sometimes covers others. To be eligible for medicare the following must be true.


People 65 or older

  • You must be a U.S. citizen or permanent legal resident who has lived in the U.S. for at least 5 years
  • You are:
    • Receiving Social Security or
    • Railroad retirement benefits or
    • Have worked long enough to be eligible for those benefits but are not collecting them
  • You or your spouse is a government employee who has not paid into Social Security but has paid Medicare payroll taxes


People Under 65

  • You have been entitled to Social Security disability benefits for at least 24 consecutive months
  • You meet certain conditions and receive a disability pension from the Railroad Retirement Board
  • You have Lou Gehrig’s disease
  • You have permanent kidney failure requiring regular dialysis or a kidney transplant

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If you qualify for the Medicare Savings Program, Medicaid, or LIS, better plan options may open up so it is imperative to get a Medicare Plan Review done to make sure you are receiving the best healthcare benefits available.

New health plans may open up with better benefits including more coverage for things like dental & vision, better copay’s, lower deductibles, free meal delivery, and Much More!!


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