To be eligible for Medicare, you must be a US citizen or a permanent legal resident who has lived in the US for at least five years. This means that if you haven’t been a US resident for that length of time, you won’t be eligible for Medicare. Additionally, you must be 65 years of age or older, or you must be under 65 and have certain disabilities.
If you meet the age and residency requirements, the next step is to find out which type of Medicare coverage you qualify for. The most common type is Medicare Part A, which covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services. Part A is usually available to those who are eligible for Social Security benefits, or those who have worked and paid Medicare taxes for at least 10 years.
The other type of Medicare coverage is Medicare Part B, which covers doctor visits, outpatient care, medical supplies, and other services. Part B typically requires a monthly premium, and you must be enrolled in Part A to qualify.
Finally, it’s important to understand the different types of supplemental coverage available. These plans can help to cover the costs of medications, or to pay for services that Medicare doesn’t cover. You can purchase these plans directly from a private insurer, or through the Medicare Marketplace.
By understanding these eligibility requirements, you can take advantage of the important coverage provided by Medicare. If you have any additional questions, be sure to contact your local Social Security office.