Should I Enroll In Medicare Or Medicaid?

Should I Enroll In Medicare Or Medicaid?

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Written by: Benavest

BenaVest is an Insurance Agency dedicated to providing knowledge, services of Insurances like Health, Life, and Retirement. We want dedicate our time to bringing you the best services possible.


May 18, 2021

Should I Enroll In Medicare Or Medicaid?

The qualifying differences between these two programs is that Medicaid is based on income and Medicare is mainly based on age.



Medicaid covers different things varying by state. There are some mandatory benefits and some optional ones. Most Medicaid programs cover the minimum essential coverage benefits. Medicaid typically covers: 

  • Children 
  • Pregnant Women
  • Elderly adults and people with disabilities
  • Eligible low-income adults

The cost of Medicaid is dependent on how much income you make and state regulations. Costs may include premiums, deductibles, copay and coinsurance. Some individuals do not need to pay many out-of-pocket costs.

Eligibility for Medicaid depends on the regulations set by your state. Contact your state’s Medical Assistance office to see if you qualify.



As mentioned above in “What types of Medicare are there?”. Medicare is divided into 4 parts that all cover different types of medical costs. Medicare typically covers:

  • People that are 65 years of age and older
  • Some people under 65 who may qualify because of a disability or special exception

The cost of Medicare depends on the type of plan you select. Costs may include premiums, deductibles, copay, and coinsurance.

Many people have automatically enrolled in Medicare parts A and B automatically when they turn 65. You may contact your local social security office to check your eligibility.

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If you qualify for the Medicare Savings Program, Medicaid, or LIS, better plan options may open up so it is imperative to get a Medicare Plan Review done to make sure you are receiving the best healthcare benefits available.

New health plans may open up with better benefits including more coverage for things like dental & vision, better copay’s, lower deductibles, free meal delivery, and Much More!!


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