Burial Insurance
Plan Your Funeral Expenses And Save Thousands
What is Burial Insurance / Funeral Insurance?
Funeral insurance, often called “Burial insurance” refers to a whole life insurance policy with a death benefit between $5,000 – $25,000. The main attraction to this policy is the death benefit of covered funeral and burial costs, hence the policy’s nickname.
The policy can be supplied for the policyholder, or their loved one’s and family members. Only a few health-related questions are required for application. No medical exam is needed to qualify for a burial plan.
Burial Plan: Values Of A Burial Insurance Policy
While some people have money prepared for the passing of their loved ones to cover burial costs, quite a few people have died and passed the financial burden to their loved ones and family members. Even the most basic funerals still get pricey, costing several thousands of dollars. This makes a Funeral Insurance policy a good idea. Our Burial insurance covers the following services:
- Funeral service including officiator, location rental for service, and other accommodations 100%
- Flowers, photos, programs, and other service decorations 100%
- Funeral procession costs, including vehicles 100%
- Casket and case 100%
- Cemetery plot and headstone or marker 100%
Policy Options
Your policy comes with many different options including the following
Guaranteed Issue Life
Guaranteed Issue Insurance is a type of financial-protection coverage that delivers cash into a named beneficiary upon the insured’s passing. What makes it special is that the providers offer this to applicants no matter their health.
No Medical Exam
Here is the huge edge. No paramed examination means no pee, no blood, no needles and not even a nurse in sight.
Permanent Life Insurance
Permanent insurance provides lifelong protection, and the capacity to accumulate cash value on a tax-deferred basis.
Living Benefits
An accelerated death benefit rider (ADB) is a benefit that may be attached to a life insurance policy that permits the policyholder to receive cash advances from the death benefit in case of being identified as having a terminal / chronic / critical illness.
Final Expense
Keep you and your loved ones covered with an affordable, easy access, final expense insurance. Find final expense quotes with Local Life Pro Today.
FAQ
Why Do You Need Burial Insurance?
If you have no other form of insurance, you definitely need burial insurance, at least. Burial insurance / funeral insurance is an affordable alternative to a fully developed life insurtance policy. It’s also a great policy for people that were rejected from getting a regular life insurance policy. The average costs for burial is over $9,000 this year. The majority of people aren’t able to afford a proper funeral. However, with a burial plan, most (if not all) burial costs will be taken care of.
How Much Do I Need To Pay For My Burial Insurance?
The amount you will end up paying is all dependant on the type of funeral insurance services you plan to have. If your wish is to take out a modest plan, having a small and simple service, then your monthly premiums will be low. However, your wish is to have a large or grander service; then you will surely pay much more. In simpler terms, it will all depend on your policy.
Must I Use My Funeral Insurance Benefits On Burial Expenses?
When a burial insurance policyholder passes away, the beneficiaries recieve the funds and are able to use it in any way they see fit. Although the amount given is meant to pay funeral expenses and other things related, it can also be used to pay off debts, settle loans, and take care of any bills from the passing member.
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