Essential Care plans cover your essential healthcare needs. Typically, you'd see lower monthly premiums, but potentially higher out-of-pocket costs if you end up needing a lot of care.

Balanced Care plans provide the best value and most balance between your monthly premium payments and out-of-pocket costs, especially if you're eligible for financial assistance.

Ambetter offers convenient, online bill payment options. Auto pay saves you time and is worry-free. You can set up recurring or automatic payments on the same day each month. That way you’ll always pay on time. You choose the payment method (debit or credit card or withdraw from your bank account). Then choose a date between the 15th and last day of the month to pay your bill. You can also make one-time online payments through your member account. Find instructions for Auto Pay or to make a one-time payment in your online member account.

An in-network provider is a doctor or facility that's part of your Ambetter health insurance plan. They have a contract with your health insurance company for their services at a set cost. When you visit an in-network provider, the cost is less than visiting an out-of-network provider. You can search for and select Ambetter in-network doctors, facilities and pharmacies through their Find a Doctor tool.