You may be hearing about the novel coronavirus. Currently, the rules in Marketplace health plans for the treatment of novel coronavirus are the same for the treatment of any other viral infection. Check with your health insurance company for their specific benefits and coverage policy. Here are some other things to know about the novel coronavirus.
Understanding your coverage
- Lab and other services: Laboratory and diagnostic services are generally required to be covered because they are considered an essential health benefit as per the ACA. Make sure to check with your insurer to see if these diagnostics and laboratory services are included in your plan. This, in turn, helps with the treatment of the novel coronavirus.
- Telehealth: Telehealth services or home health visits may already be covered in your health insurance coverage. You should check if your health insurance company covers telehealth costs and which web applications they cover as well.
- Enrolling in coverage: If you aren’t currently enrolled in coverage, you can see if you qualify for the Special Enrollment Period. All you need to meet the requirement for SEP is to have experienced a qualifying life event. Some qualifying events include: moving, losing health insurance coverage from an employer, marriage, having kids, and more.
Learn more about health insurance plans at BenaVest.com