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3 Things That The Marketplace Health Plans Must Cover

Marketplace Health Coverage

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Written by: Benavest

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ACA

August 3, 2020

All Marketplace plans cover the essential health benefits. These are covered benefits that have been mandated because of the Affordable Care Act (ACA). 

 

What Are Essential Health Benefits?

  • Essential health benefits are benefits that are generally needed for everyone and include, doctor’s visits, prescriptions, hospitalizations, pregnancy, and more.
  • These benefits are covered by all Marketplace plans. Covered services may vary by state so make sure to check what your state requires before you make any decisions.

 

Is Treatment For Pre-Existing Conditions Covered?

  • The ACA made it so everyone, even people with previous conditions can get coverage. Before the ACA Health insurance agencies could deny coverage or increase the price of your premium. 
  • The ACA also made it possible for pregnant women to get health insurance without being discriminated against as well.

 

Are Preventive Health Services Included With Marketplace Coverage? 

  • Marketplace plans cover a wide variety of preventive services as long as they are done by a healthcare provider in your plans network.
  • There are preventive services available for adults and children.

For more information about health insurance plans, visit Benavest at: https://www.benavest.com/all-health-insurance-options/

 

Reference: https://www.healthcare.gov/

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